Online Fraud Soars: 6 Steps for eCommerce Merchants to Reduce Fraud Risk

It’s safe to say consumers love to shop online. According to recent U.S. Census Bureau data, eCommerce sales climbed to a record high of $453.5 billion in 2017 – a 16% increase over the previous year. Unfortunately, this growth has been overshadowed by a very big problem: online shopping fraud.

Recent Experian reports revealed that online shopping fraud rose 30% year over year. In addition, 63% of businesses acknowledged that they are experiencing a real problem with fraud, either the same or more than a year ago. While the U.S. transition to EMV technology has definitely helped to reduce point-of-sale (POS) card fraud, card-not-present (CNP) has escalated rapidly. Chargebacks911, a leading dispute mitigation and loss prevention firm, has warned that the ever-growing CNP fraud could offset revenue gains. They went on to say that the only action that will help control this fraud is if merchants begin to take proactive steps to identify and prevent it.

Monica Eaton-Cardone, co-founder and Chief Operating Officer (COO) of Chargebacks911 says, “It’s critical to have an effective loss-prevention program in place to ensure fraudsters aren’t the ones getting rich off your sales and marketing investments.”

She went on to explain, “However, that’s not all you need to do. It’s equally important to continually review and reassess those anti-fraud measures to stay ahead of criminals’ evolving tactics and the many different types of potential losses, from identity theft to chargeback fraud.”

To help merchants reduce fraud risk and improve profitability, Cardone provide the following proactive steps they can follow:

  • Always verify. You should always use the Address Verification System (AVS) to ensure the billing address listed on the order matches the information on file with the credit card company.
  • Flag certain orders. Make sure you flag orders with foreign IP addresses, especially from China and Venezuela (they are linked to the highest risk of fraud). According to Experian, orders originating from a foreign IP address were 7 times riskier than the average.
  • Use smart technology and geolocation. Using these tools will help you validate legitimate transactions so you can avoid losing sales and valuable customers.
  • Optimize your business’ online ordering process. Customers appreciate security protocols, but they also dislike protocols that take too much time. It’s important to keep the order process as streamlined as possible to avoid cart abandonment.
  • Dispute chargebacks. Some merchants do not worry about chargebacks, but this can quickly lead to an overwhelming amount of friendly fraud. It’s critical that you flag and scrutinize orders when you feel it is necessary.
  • Seek support. Make sure you keep up with fraud prevention tools and find providers that can help you. Some payment processing providers offer assistance in protecting your business through services like high risk merchant accounts and chargeback protection programs.

Author Bio: Electronic payments expert Blair Thomas co-founded eMerchantBroker, serving both traditional and high-risk merchants. His passions include producing music, and traveling.

A Fashion Guide For Plus

fashion and styleString Bikinis, Tankinis, and One particular-Piece Women’s Swimsuits. I also like the brief babydoll style in long sleeves for winter, worn with boots looks very casual and chic. To start with, if you are a newbie to classic style and require to know much more about fashionable women, popular fashion designers , and icons of fashion over the previous 100years, you can search online for photos of vintage fashion to see the various designs of the 20th Century woman. Contemplate adding a bit of paisley into your spring/summer wardrobe. Even the Friday Nite Date fashion, created of easy light blue corduroy, had a skirt that poufed out nicely past Barbie’s hips in deference to the black wool skirt of Dior’s Bar suit that inspired it. Suburban Shopper, executed in blue cotton and lace, had the identical nipped waist and complete skirt.

Striped Fashions Are Classic, And Never ever Seem To Go Out Of Style. Cheats, guidelines and tricks and walkthrough for Covet Fashion – Ultimate Game Guide. Louise Brooks, the model of the 1920s, is seen right here wearing an evening dress shaped in the trendy dropped waist style. A single thing for certain, the styles in swimsuits for juniors this season really will make selecting your favorite a challenging option. Kate Middleton knows how to make an impression, no matter whether she’s in a winter coat or summer time dress. This fashionable coat will make for a warm get you noticed winter season.

Sports attire became popular since it flattered women’s bodies while allowing them to move freely. When the climate is also cold, you can layer two pairs of leggings or tights to keep you warmer. Here are a few summer season looks for the older woman – And some suggestions on what type of dress to select for your particular figure. Victoria was spotted wearing this navy co-ord and black heeled boots combo whilst out and about in New York. You will be in a position to pull those boots out frequently this winter.

Her footwear are the exact same pair that she wore to Prince Carl Philip and Princess Sofia’s Marriage Bans Ceremony and come from Jimmy Choo. The Purple Moon brand in Style Boutique two sells a assortment of exciting costume outfits. In 8th-century Moorish Spain , the musician Ziryab introduced to Córdoba 6 unreliable supply 7 sophisticated clothing-styles primarily based on seasonal and everyday fashions from his native Baghdad , modified by his own inspiration. It is crucial to have a excellent white T-shirt in your wardrobe and this Twist & Tango tee is super flattering, a brilliant, clean white colour and will be such a valuable piece in a Spring Summer season capsule wardrobe.

A bit of a muffin prime can seem, but that can be overcome with a looser waist on the pants. The essential word to bear in mind when buying for a swimsuit now is good quality. I love the Victorian style and you have presented it truly properly. Following …

#GoneGreen2016

wedding dressesShop our beautiful bridal collection of wedding dresses, bridesmaid dresses, mother of the bride dresses. This costume is outstanding for its richness, and exceeding simplicity it is composed of a white satin dress the corsage uni, reduce very low on the bust, finished with a double cordon of gold and satin rouleaux twisted alternately. Ladies got out of their whalebone corsets and moved into more feminine and organic styles.- styles which had been sleek, soft, clinging to curves, and more aware of the physique than ever before. I remember watching this Royal Wedding on television, and longing for a wedding dress like Princess Margaret’s.

Expanding up, I had a deep adore for old movies and sophisticated Hollywood actresses like Grace Kelly and Audrey Hepburn. These boots are truly cute……too undesirable I do not have skinny calves! David’s Bridal now carries the decrease finish version of Vera Wang collections for decent and cost-effective rates! Fantastic winter bridal gowns… These are certainly outdoors the box! It only tends to make good sense that the brides shoes, should also compliment not only her bridal gown, but the theme of the wedding.

I produced my own bridal gown and had a stunning velvet coat over it as it was early spring and we had the reception on a ship that we then sailed on for our honeymoon. She can wear a woman’s size 10 but thone designs are also extended and too old for a 9 year old. Select a neckline that will compliment your bust and not more than emphasize. From delicate fascinators to tailored jackets, sophisticated shoes and picking that all important clutch, after you have identified your best wedding guest outfits, our accessories will add the most elegant finishing touches to your look.

You will locate couture, evening put on, day to evening wear, cruise wear, and bridal dresses in sizes 12 to 36 but will make-to-order. The village folks in their fine Khmer costumes have been there giving toasts to the bride and groom. This dress is primarily based off of a costume seen in the period film, ‘Anne of Green Gables’, the 1st book in the common series by Lucy Maud Montgomery. I get flowers each and every so often at Aldi’s but she is very content with artificial or paper or whatever.

Some of you may know that one of the causes we moved here was so that I could carry the lovely collection of gowns created by David Tutera & Martin Thornburg by Mon Cheri. Whilst the saree is preferred as the bridal dress in South India, West, East India, most brides of other components of India favor Lehenga, Gagra Choli and Odni as bridal dress. The wedding shoes of Princess Sofia of Sweden designed by Ida Sjostedt are noticed on show for the duration of an exhibition at the Royal Palace on October 17, 2016 in Stockholm, Sweden.…

Timeless Gifts To Celebrate Rakhshabandhan

Of all the crunchy, munchy, nutty memories you’ve shared with your brother, the zest of cherishing it still lingers. Isn’t it true? No matter how many best friends we have, how much our mothers adore us, we share a typically relishing relationship with our brothers and sisters. We fight with each other, love one another when the world gets harsh, support each other against the rage of our mothers. And with Rakhi around the corner can there be a better day than this to acknowledge one another and celebrate it in its utmost vigor.

Well, while hugs and smiles are part of the celebration, you can gift your little sister or brother a world full of memories with these timeless gifts.

Rakhi Blossoms

You two were like the seeds that have sprouted together and have germinated under the warm shadows of love and fights. And from tiny buds, you both have blossomed together into flowers of the same pot. Can the moment be better without flowers? Bring sunkissed flowers for your little sister or a bouquet for your brother who has always supported you no matter how rough the weather got and how hovering the conditions were. Ranging from a wide fresh array of flowers, you can surprise each other with Rakhi blossoms that go from luxurious orchids to scintillating roses, lilies, and other exotic carnations.

Rakhi Sweetness

Remember the times when you both fought over rasgullas? Well, like the syrupy sugar sweetness of it, you both share a similar sweet loving relation. Being a part of Indian festivities, no traditional occasion is ever completed without relishing each other sweets, chocolates or dry fruits. And while we are talking about sweets, how about you surprise one another with a flavorsome cake. A sure-shot gift, this is sure to indulge everyone in sweetness. Remember not to fight again over the last slice again.

Rakhi Greetings

While every brother and sister fight and love each other, there are some things that are left unsaid and thus, there come Rakhi cards. Available for both brother and for your sister, you can convey your heartfelt sentiments and pure emotions. There’s a whole lot of creative range of Rakhi greetings that either picturizes or presents emotions via quirky lines. Handcrafted for special moments like these, give your brother/sister the gift of heartfelt greetings this year.

Personalized Rakhi

While every Rakhi gift you pick either for your sister or for your brother, you can always add a personal touch to it either by adding a photo or by engraving it with a name or a quirky quote. Personalized gifts are taking over the festivities and you can also surprise your sibling with a personalized tabletop, lampshade, keyring, mugs, and many more.

Pampering Rakhi Hampers

No matter if you’re the brother or the sister, one gift is never enough. While you may fall short on words, try not to fall short on gifts. Whether you choose a cake or a flower or any personalized gift

How To Dress Like Johnny Depp

fashion and styleSo Summer is hitting and for me its all about florals and denim- either together or separate, these are two trends for this season that by no means seem to date or go out of style. People living in cold climates wearing furs and padded garments for insulation. The big difference among the Victorian women’s fashions and the 1930s, was the absence of restrictive undergarments. Really with all the new but old looks in style a single really wants to finish off the look with an old but new shoe… One particular far more factor – If you do select to buy a new pair of pump for subsequent Fall, the color Black or Gray would be a excellent investment. For style-conscious women, beaches around the planet are seeing string bikinis, tankinis, swimdresses, and a single-piece swimsuits that are churning up large waves they are so hot!

Decide on modest tops for a cute and fashionable outcome. Men’s winter hats come in all shapes and sizes and the one particular you decide on matters! Bodices developed a V shape and females started to put on corsets for a trim appear, although the lower classes wore high waists until 1830. Sizes variety from size eight to 20 (UK) and garments and made from high top quality materials and provided at very reasonable rates. In November 2012, the brand became a worldwide phenomenon when it launched its international internet site that mostly targets UK clients.

Each and every decade or so we look back and laugh at past fashions, even these that wore the fashions themselves have a excellent laugh. Best for wearing more than white silk camisoles or lace tops in the summer, add a pair of denim shorts and tan flats sandals to take this appear seamlessly by means of to the higher summer season months. In addition, the WPB restrictions did not apply to garments sewn at house for private use. The fabulous clothes when restricted to royalty now became accessible and reasonably priced for the merchant class and a new upwardly mobile urban middle class.

The western shirt you select to put on plays an important part in your wardrobe. No, it isn’t for each lady, but the ranks of these who pick freedom from chemical colour and the tyranny of month-to-month touch-ups are expanding! Above are my 11.9 inch calves in 13-inch-circumference Frye Taylor boots. Else, mix neutral colors like brown boots with black tights, grey skater skirt, blue or black cardigan, white shirt and a scarf in 1 of those colors. But very first, you have to decide on the variety of leather skirt that suits your character and the occasion to which it will be worn.

1 of the principal characters, Fiona (played by Gabrielle Anwar), was wearing a loose white tank prime, fitted cargo pants, and high-prime brown wedge sneakers that looked like they had been created of leather. I am opening a upscale resale boutique shop for woman and youngsters. If the challenge …

How to Wear Streetwear Like an Adult

In the past, we saw streetwear as items in the wardrobe which we could quickly dispose of after a few falls and scrape in the park. From the hip-hop and skater era which ruled the nineties and early noughties, their fashion have grown and evolved. And, so have their audience. Now, streetwear is king, and what we see in our everyday life. Still, most of that generation cannot deny the comforts of the hoodie and tracksuit experienced from their early days compared to tailored chinos and slim fitted jacket.

However, you do not want to be seen as that person who does “not dress their age”. So, we have compiled 4 ways to wear streetwear like an adult to avoid that fashion disaster.

Investing in quality materials

Nowadays, most streetwear brands create their clothing with materials that you would not afford to ruin by falling over out compared to the olden days. Now, it is time to invest in brands that uses luxe materials. So, something durable and premium at the same time. This means buying joggers from the higher-end which you can pair with a tee. Keeping your fashion subtle is key in not falling into the “not dressing your age” trap. Think Officine Generale, who uses quality products, and designs their products with quality in mind not delicate wear and tears.

Do not jump onto the bandwagon

Saying that, youths can get away with logos to show off on social media, as recognition is what instantly gratifies them. So, it is good enough that you are aware of Yeezy and Supreme. However, you need to understand what style and clothing works for you and your lifestyle. Seek out other known brands that isn’t within the crowd and keep your style subtle, such as Acne Studios. For your age, style should be a skill, not being fashionable.

Loose clothing

Mother nature is not the forgiving type when we age. Rather than dressing yourself in baggy clothing that can potentially make you look as a teenager, or dare I say, look as if you are in a mid-life crisis. Opt for regular and loose clothing which can still give you a relaxed vibe. This is easier to do with joggers and a t-shirt. Yet, do not wear them all at once! Instead, just wear one loose clothing in your outfit. This way you can be seen as stylish and not overdoing it.

Keep it subtle

Subtlety is key to dressing your age and as a adult. Sure, you want to be seen as “in the crowd”, by having your logo out. However, there are other ways to tackle this. You can still wear mens designer fashion and still look good! Consider mix and matching your clothes like the current hoodie and a chino.

After all, outfits that have some creativity will catch the attention of others instead of the head-to-toe branded outfit which would be an instant eyesore.

Streetwear Trends for Summer

With summer coming in a couple of weeks from now, it’s pretty clear we should expect big things from all the major streetwear brands, regarding shapes, graphics and colours, let’s try and see what the biggest ones, including all the brands that will shape this summer’s style are.

The Oversized OFF-White Status Quo

Virgil Abloh’sOFF-White is a brand that doesn’t need presentations. Since 2015, Virgil’s creations have been in the spotlight almost for every single collection, given what is now currently defined as “Designer’s Streetwear”. This summer, OW is undoubtedly taking advantage of all the hype around oversized tees and shirts, of course implementing their own trademark and uniqueness. My best pick for a LIT outfit this year would be their Mona Lisa T-shirt, which could be yours for £200, currently.

Anything Stone Island, Really

Stone Island is the definition of hypebeast: their products are flashy, made of quality and with unique designs. This summer, they tried to break this stereotype by creating something that could be more casual: their t-shirts, for reference, are indeed clean and straightforward, with no particular add-ons or prints. The price for a simple Stone Island fluctuates around £90.

Gucci And Extreme Graphics

Gucci’s streetwear is something… particular, to say the least. This year, the Italian fashion brand is relying a lot on light blue, pink and white. These colours are indeed a perfect fit for a beach-oriented outfit, but they could also work for a fantastic night out. My personal favourite is and always will be the blue tiger T-Shirt. That, combined with a solid denim shirt, is a KILLER outfit!

Accessories

When it comes to streetwear, accessories are a must-have. This summer, let’s keep this in mind without exaggerating: whether if it’s a Bape bag or something Supreme related, you should always have at least one excellent piece that perfectly fits your outfit. Otherwise, a small flaw could eventually kill what you are wearing! (I know, I’m a perfectionist)

Loungewear

If you are going to a big meeting, everyone knows that your watch could raise the level of your whole outfit. In the end, it’s the same thing when it comes to streetwear;women’s loungewear, in fact, is coming back again this year in different shapes and forms, you better be ready for it!

Shoes

With many different ones to choose from, sneakers are THE starting point for a streetwear-based outfit, whether if male or female-oriented: this summer, Nike and Adidas are clearly raising the bar by collaborating with many brands such as Off White, Bape and Supreme. Will these be able to compete against the new Yeezys coming out shortly?

Summer Street Trends

The sun is out and you are probably debating about your wardrobe and the major overhaul that is overdue for this summer. You do not need to worry, as you can just use this cheat sheet on what is the current summer street trends within menswear. This way, you save time whilst looking fly on the street!

So, have a look through our top 5 summer street trends that you need to be aware of this summer!

The Return of the Graphic Tee

When we are talking about Mens Graphic Tees, we are talking abstract prints. Be it polka dots, minimalist graphic designs, florals, tropical prints (thanks to Louis Vuitton), stripes. You name it. It is all coming back this season. For the street trends, stick to logos and minimalist graphic designs, and pair it with dark colour pants for that summer subtlety.

Chunky Trainers

Thanks to the hype of Balenciaga’s Triple S, we have to accept that chunky trainers are still here to stay for the time being. So, the bigger and outlandish the trainers, the better this summer. Consider, vibrant trainers such as from the Raf Simons X Adidas collaborations, which still emulates the futuristic style. This way, you will stand out from the streets from all those who are donning Nike Air Max.

We Like Shorts shorts

Perhaps it is time to bring back leg day into your gym routine. Based on the Spring/Summer 2018 collection in Men’s fashion week, taking out those legs into your daily attire is inescapable. Even in this heat, the sun will likely to win, unfortunately. Consider shorts such as Fila’s Swim Shorts to beat the system. Look for styles and designs that are above the knee. The sportier the look, the better and fitting it is for streetwear.

Dad’s Denim

This time, Dad’s denim is also making appearances throughout the summer streets this year. So, think baggy and loose jeans (thanks again Balenciaga), and this can go well with your chunky trainers. You can always switch from shorts short to baggy style denim when the weather hits cool in the evening times too.

Check mate

Yes, this has many names and variations attached to this iconic style. No. it does not need to be reduced to just plaid shirts either. Think back to school. Consider plaid blazers or plaid pants for something different to your usual streetwear. This way you can stay youthful in your style, as this style can go to men for all ages.

Hint: You would be staying ahead when we hit Autumn/ Winter 2018 season according to GQ too. So, it’s certainly not too early to adopt this style now.

So, there we have it! We know that Mens Printed T Shirts is making a comeback, so we can say bye to minimalist plain shirts, and neutral tones to trainers for the time being this season. There is a homage to nostalgia based on dad’s wardrobe and classic check patterns too. Either way, take your pick.…

WomensActivewear Trends 2018

With the summer arriving, it’s right that we talk about working to get the bikini body. Whether you’ve set goals to lose weight tone up or just to get your fitness up, it’s always good to feel comfortable while working but also to look good! Here’s a look at some womens gym clothes that will be trending in 2018.

Sports Bra Tops

It’s not a style for everyone but if you like the idea of working out in your sports bra, you’re in luck, it’s a thing now! You don’t need to use the smallest sports bra either, a lot of companies are designing styled bras that look to be more a top rather than underwear. It’s a great option if you like to work up a sweat and don’t what a clingy top on. Check out some of the more prominent brands too; they offer womens activewear which will match up a sports bra with bottoms.

High Waisted Leggings

A current trend that is ticking all the boxes. High waisted leggings are practical and stylish for strength and cardio training sessions. They offer the wearer and slimmer silhouette while supporting muscles around the leggings and torso during the high impact exercises. The style matches up perfectly with crop tops and sports bras, but you can virtually wear leggings with any type of top your most comfortable in. It’s a popular trend that can be bought in the plain matching colours, or you can add some flair to your gym routine with a printed pair!

Short Shorts!

Perfect for summer and outdoor training, Short training shorts go well with oversizes tops, vests and again sports bras. It’s always good to multi-task and work on the tan while exercising. You can pretty much match up shorts with any style of top or hoodies, and the current trend includes going for a brighter retro pair and embracing the amateur training style.

Smart Watches

One of the best ways to keep up with your performance has now also become a fashion trend. Smartwatches come in all different shapes and sizes so you’ll likely find the perfect match. They offer a more technical style for the gym, and they work as an excellent guide for any outdoor exercises you enjoy, measuring heart rate, distance and time more commonly.

All trends that are easy to get on board with and work amazingly well for good weather outdoor training. The majority of these trends can be partnered up with each other and offer more benefits than just looking good.…

A Fashion Guide For Plus

wedding dressesShop our beautiful bridal collection of wedding dresses, bridesmaid dresses, mother of the bride dresses. Totally free Printable Royal Wedding Colouring Pages – Royal Wedding Coloring Sheets to Print and Colour In. For many brides, even though, it is even far better to go directly to the original supply: an genuine vintage bridal gown. You will locate colorful gowns at all cost points and in all types, so appear about a bit and locate the wedding gown of your dreams! Queen Ravenna, played by Charlize Theron, wears a lot costumes that are both couture, edgy and dark. Following an hour or so the bride and groom leaves the hall and the dinner is served to the guests.

It is customary at the wedding reception to clink a piece of silverware against your glass to ask the bride and groom to stand up and kiss. These dresses are lovely and what a wonderful collection of elegant and chick wedding dresses from the 50’s. I m organizing to open a on-line shop for girls clothing. Get all your formalities out of the way at the starting of the reception so your guests don’t feel undesirable leaving early. Hats, dresses, hosiery, footwear and handbags all complemented or contrasted with each and every other to form the height of 1920’s fashion for females.

Nevertheless, even although this tradition is often expected, a lot of guests probably do not know the history behind the throwing of the bouquet. The British Royal Family members weddings evoke plenty of interest, but other monarchies also attract planet attention. The wedding dress of Princess Madeleine of Sweden designed by Valentino Garavani is observed on show for the duration of an exhibition at the Royal Palace on October 17, 2016 in Stockholm, Sweden. The wedding dress of Princess Madeleine of Sweden, designed by Valentino Garavani, is seen on display during an exhibition at the Royal Palace.

This nightgown is related to what ladies and children would have worn throughout the Civil War period. For the tutorial to make the beautiful wedding bouquet shown above, go to POPSUGAR. Because this costume is worn only briefly in a dark scene, there are no clear pictures of it. The costume image I have utilized above is of an official licensed figure of Gorgo in this costume which is believed to be accurate to the true dress. William’s cousin Zara Phillips (daughter of Princess Anne) announced her engagement in December, 2011 and wed England’s rugby union hero, Mike Tindal, in a low-crucial ceremony in Edinburgh, Scotland in July, 2012.

The bottom or skirt element of the dress was usually straight and tight and the empire style also gave an appearance of added height and helped females in masking bottom heavy problems. This Sarah Burton design and style for Alexander McQueen featured a full skirt, but the use of pleats as an alternative of gathers controlled the fullness. The truth is that women’s bodies are fully different regardless of size, with a few anatomically right …